What is Pre-Planning
Many people choose to make cremation or funeral arrangements prior to their death. These arrangements are commonly referred to as funeral pre-planning, pre-arranging, pre-need, or dedicated funeral fund.
Flexible Payment Options
There are flexible payment options to meet your needs. The death benefit of a pre-need plan grows over time to help offset incidental expenses. The pre-need plan allows policy holders to pre-fund cremation or funeral services by making one single payment or spreading payments out over a one, three, five, or ten-year period.
If you relocate to a new area, your pre-need plan transfers with you. Pre-need plan funds are tax-exempt and creditor protected by law.